diff --git a/src/libs/actions/IOU/Split.ts b/src/libs/actions/IOU/Split.ts
index 91911fa04a02..33e08e6b4d12 100644
--- a/src/libs/actions/IOU/Split.ts
+++ b/src/libs/actions/IOU/Split.ts
@@ -143,6 +143,9 @@ type CreateDistanceRequestInformation = {
     previousOdometerDraft?: OnyxEntry<OnyxTypes.OdometerDraft>;
     delegateAccountID: number | undefined;
     isTrackIntentUser: boolean | undefined;
+
+    /** Optimistic chat reportID to build the new chat report at, so it matches the ID the confirmation screen already subscribed to (brand-new P2P recipient). */
+    optimisticChatReportID?: string;
 };
 
 type CreateSplitsTransactionParams = Omit<BaseTransactionParams, 'customUnitRateID'> & {
@@ -1958,6 +1961,7 @@ function createDistanceRequest(distanceRequestInformation: CreateDistanceRequest
         previousOdometerDraft,
         delegateAccountID,
         isTrackIntentUser,
+        optimisticChatReportID,
     } = distanceRequestInformation;
     const {policy, policyCategories, policyTagList, policyRecentlyUsedCategories, policyRecentlyUsedTags} = policyParams;
     const parsedComment = getParsedComment(transactionParams.comment);
@@ -2143,6 +2147,7 @@ function createDistanceRequest(distanceRequestInformation: CreateDistanceRequest
             optimisticReportPreviewActionID,
             delegateAccountID,
             isTrackIntentUser,
+            optimisticChatReportID,
         });
 
         onyxData = moneyRequestOnyxData;
diff --git a/src/pages/iou/request/step/confirmation/useExpenseSubmission.ts b/src/pages/iou/request/step/confirmation/useExpenseSubmission.ts
index e3944a166934..99be02c1a73e 100644
--- a/src/pages/iou/request/step/confirmation/useExpenseSubmission.ts
+++ b/src/pages/iou/request/step/confirmation/useExpenseSubmission.ts
@@ -748,9 +748,17 @@ function useExpenseSubmission(params: UseExpenseSubmissionParams) {
             return;
         }
 
+        // For a brand-new P2P recipient (no existing chat), the confirmation screen has already committed the draft
+        // transaction to a freshly generated optimistic reportID via setTransactionReport. Build the optimistic chat
+        // report at that same ID so the report the screen subscribes to is the one that actually gets created.
+        // Otherwise the builder mints a different ID and the screen hangs waiting on a report that never materializes.
+        const isBrandNewP2PRecipient = !report && !participant.isPolicyExpenseChat && !participant.reportID;
+        const optimisticChatReportID = isBrandNewP2PRecipient && !!transaction.reportID && transaction.reportID !== CONST.REPORT.UNREPORTED_REPORT_ID ? transaction.reportID : undefined;
+
         const {chatReportID: distanceChatReportID, transactionID: distanceTransactionID} = createDistanceRequestIOUActions({
             report,
             participants: selectedParticipantsForRequest,
+            optimisticChatReportID,
             currentUserLogin: currentUserPersonalDetails.login ?? '',
             currentUserAccountID: currentUserPersonalDetails.accountID,
             iouType,
diff --git a/tests/actions/IOUTest/SplitTest.ts b/tests/actions/IOUTest/SplitTest.ts
index 4aabd56cfbef..0878ef47450c 100644
--- a/tests/actions/IOUTest/SplitTest.ts
+++ b/tests/actions/IOUTest/SplitTest.ts
@@ -7662,6 +7662,22 @@ describe('createDistanceRequest', () => {
         expect(result.transactionID).toBeTruthy();
     });
 
+    it('builds the optimistic chat report at the provided optimisticChatReportID for a brand-new P2P recipient — so it matches the id the confirmation screen already subscribed to', async () => {
+        const recentWaypoints = (await getOnyxValue(ONYXKEYS.NVP_RECENT_WAYPOINTS)) ?? [];
+
+        // The confirmation screen commits the draft transaction to this generated id before submit. The action must
+        // create the optimistic chat at the same id, otherwise the screen hangs waiting on a report that never exists.
+        const optimisticChatReportID = '987654321';
+
+        const result = createDistanceRequest({
+            ...getDefaultDistanceRequestParams(undefined, {amount: 1000}, recentWaypoints),
+            participants: [{accountID: CARLOS_ACCOUNT_ID, login: CARLOS_EMAIL}],
+            optimisticChatReportID,
+        });
+
+        expect(result.chatReportID).toBe(optimisticChatReportID);
+    });
+
     it('returns chatReportID with a null iouReport for a split distance request — the UI can only navigate via chatReportID', async () => {
         const recentWaypoints = (await getOnyxValue(ONYXKEYS.NVP_RECENT_WAYPOINTS)) ?? [];