diff --git a/contracts/Interest.sol b/contracts/Interest.sol
index 16ed6dc..0b3f67d 100644
--- a/contracts/Interest.sol
+++ b/contracts/Interest.sol
@@ -1,6 +1,10 @@
-// SPDX-License-Identifier: MIT 
+// SPDX-License-Identifier: MIT
 pragma solidity ^0.8.0;
 
+import "@openzeppelin/contracts/token/ERC20/extensions/ERC20Burnable.sol";
+import "@openzeppelin/contracts/token/ERC20/ERC20.sol";
+import "@openzeppelin/contracts/access/Ownable.sol";
+
 contract Loan {
     address public borrower;
     bool public paid;
@@ -27,7 +31,11 @@ contract Loan {
 contract LoanInterestCalculator {
     uint256 public riskPremium = 110; // Represents a 10% premium (will get divided by 100 later)
 
-    function calculateInterest(uint256 amount, uint256 exchangeRate, uint256 creditScore) public view returns (uint256) {
+    function calculateInterest(
+        uint256 amount,
+        uint256 exchangeRate,
+        uint256 creditScore
+    ) public view returns (uint256) {
         // Calculate interest based on the risk premium and credit score
         uint256 baseInterest = (amount * riskPremium) / (100 * exchangeRate);
         uint256 creditScoreFactor;
@@ -53,34 +61,36 @@ contract LoanInterestCalculator {
     }
 }
 
-contract LendingPool {
+contract BondedKT is ERC20Burnable, Ownable {
+    constructor() ERC20("BondedKT", "BKT") {}
+}
+
+contract LendingPool is Ownable {
+    BondedKT public bondedToken;
     Loan[] public loans;
     LoanInterestCalculator public interestCalculator;
-    address public owner;
 
     mapping(address => uint256) public usersCollateralDict;
     mapping(address => uint256) public usersBorrowedDict;
-
-
-    modifier onlyOwner() {
-        require(msg.sender == owner, "Not the owner");
-        _;
-    }
-
     event LoanCreated(address indexed borrower, uint indexed loanedAmount);
 
     constructor(address _interestCalculator) {
+        bondedToken = new BondedKT();
         owner = msg.sender;
         interestCalculator = LoanInterestCalculator(_interestCalculator);
     }
 
-    function createLoan (
+    function createLoan(
         address _borrower,
         uint _loanedAmount,
         uint _creditScore
     ) external onlyOwner {
         // Calculate interest using the LoanInterestCalculator
-        uint interest = interestCalculator.calculateInterest(_loanedAmount, 1, _creditScore);
+        uint interest = interestCalculator.calculateInterest(
+            _loanedAmount,
+            1,
+            _creditScore
+        );
 
         // Create a new Loan instance
         Loan newLoan = new Loan(
@@ -94,7 +104,74 @@ contract LendingPool {
         loans.push(newLoan);
     }
 
+    function requestLoan(
+        uint _loanedAmount,
+        uint _creditScore
+    ) external returns (uint loanId) {
+        // Calculate interest using the LoanInterestCalculator
+        uint interest = interestCalculator.calculateInterest(
+            _loanedAmount,
+            1,
+            _creditScore
+        );
+
+        // Create a new Loan instance
+        Loan newLoan = new Loan(
+            msg.sender,
+            _loanedAmount,
+            interest,
+            block.timestamp + 30 days // Loan duration of 30 days in this example
+        );
+
+        // Add the loan to the list of loans in the pool
+        loans.push(newLoan);
+
+        // Return the loanId
+        return loans.length - 1;
+    }
+
+    function repay(uint loanId) external payable {
+        Loan storage loan = loans[loanId];
+
+        // Check that the borrower is the one calling the function
+        require(
+            msg.sender == loan.borrower,
+            "Only the borrower can repay the loan"
+        );
+
+        // Check that the borrower is repaying the correct amount
+        require(
+            msg.value == loan.loanedAmount + loan.interest_rate,
+            "Incorrect repayment amount"
+        );
+
+        // Mark the loan as paid
+        loan.paid = true;
+    }
+
+    function fund() external payable {
+        // Mint bonded tokens equivalent to the amount of Ether sent and transfer them to the sender
+        bondedToken.mint(msg.sender, msg.value);
+    }
+
+    function withdraw(uint256 amount) external {
+        // Check that the lender has enough bonded tokens
+        require(
+            bondedToken.balanceOf(msg.sender) >= amount,
+            "Not enough tokens"
+        );
+
+        // Check that the contract has enough balance to cover the withdrawal
+        require(
+            address(this).balance >= amount,
+            "Not enough funds in the pool"
+        );
+
+        // Transfer the funds plus interest from the pool to the lender
+        payable(msg.sender).transfer(amount + interest);
+    }
+
     function getLoanCount() external view returns (uint) {
         return loans.length;
     }
-}
\ No newline at end of file
+}
diff --git a/package-lock.json b/package-lock.json
index 3003884..bcd77e3 100644
--- a/package-lock.json
+++ b/package-lock.json
@@ -8,6 +8,7 @@
       "name": "variable_lending_pool",
       "version": "0.1.0",
       "dependencies": {
+        "@openzeppelin/contracts": "^5.0.0",
         "@testing-library/jest-dom": "^5.17.0",
         "@testing-library/react": "^13.4.0",
         "@testing-library/user-event": "^13.5.0",
@@ -3197,6 +3198,11 @@
         "node": ">= 8"
       }
     },
+    "node_modules/@openzeppelin/contracts": {
+      "version": "5.0.0",
+      "resolved": "https://registry.npmjs.org/@openzeppelin/contracts/-/contracts-5.0.0.tgz",
+      "integrity": "sha512-bv2sdS6LKqVVMLI5+zqnNrNU/CA+6z6CmwFXm/MzmOPBRSO5reEJN7z0Gbzvs0/bv/MZZXNklubpwy3v2+azsw=="
+    },
     "node_modules/@pmmmwh/react-refresh-webpack-plugin": {
       "version": "0.5.11",
       "resolved": "https://registry.npmjs.org/@pmmmwh/react-refresh-webpack-plugin/-/react-refresh-webpack-plugin-0.5.11.tgz",
@@ -20016,6 +20022,11 @@
         "fastq": "^1.6.0"
       }
     },
+    "@openzeppelin/contracts": {
+      "version": "5.0.0",
+      "resolved": "https://registry.npmjs.org/@openzeppelin/contracts/-/contracts-5.0.0.tgz",
+      "integrity": "sha512-bv2sdS6LKqVVMLI5+zqnNrNU/CA+6z6CmwFXm/MzmOPBRSO5reEJN7z0Gbzvs0/bv/MZZXNklubpwy3v2+azsw=="
+    },
     "@pmmmwh/react-refresh-webpack-plugin": {
       "version": "0.5.11",
       "resolved": "https://registry.npmjs.org/@pmmmwh/react-refresh-webpack-plugin/-/react-refresh-webpack-plugin-0.5.11.tgz",
diff --git a/package.json b/package.json
index 90626a3..32e77c6 100644
--- a/package.json
+++ b/package.json
@@ -3,6 +3,7 @@
   "version": "0.1.0",
   "private": true,
   "dependencies": {
+    "@openzeppelin/contracts": "^5.0.0",
     "@testing-library/jest-dom": "^5.17.0",
     "@testing-library/react": "^13.4.0",
     "@testing-library/user-event": "^13.5.0",