diff --git a/packages/checkout/sdk/src/connect/connect.test.ts b/packages/checkout/sdk/src/connect/connect.test.ts
index e0051217f5..f99fe17e93 100644
--- a/packages/checkout/sdk/src/connect/connect.test.ts
+++ b/packages/checkout/sdk/src/connect/connect.test.ts
@@ -7,6 +7,9 @@ import { checkIsWalletConnected, connectSite, requestPermissions } from './conne
 import { WrappedBrowserProvider, WalletAction, WalletProviderName } from '../types';
 import { CheckoutErrorType } from '../errors';
 import { createProvider } from '../provider';
+import { RemoteConfigFetcher } from '../config/remoteConfigFetcher';
+
+jest.mock('../config/remoteConfigFetcher');
 
 let windowSpy: any;
 
@@ -26,6 +29,13 @@ describe('connect', () => {
       addEventListener: jest.fn(),
       removeEventListener: jest.fn(),
     }));
+
+    // Mock RemoteConfigFetcher to prevent test failures
+    (RemoteConfigFetcher as unknown as jest.Mock).mockReturnValue({
+      getConfig: jest.fn().mockResolvedValue({
+        segmentPublishableKey: 'test-key',
+      }),
+    });
   });
 
   afterEach(() => {
diff --git a/packages/checkout/sdk/src/riskAssessment/riskAssessment.test.ts b/packages/checkout/sdk/src/riskAssessment/riskAssessment.test.ts
index 49bee4460f..6bd422bb2f 100644
--- a/packages/checkout/sdk/src/riskAssessment/riskAssessment.test.ts
+++ b/packages/checkout/sdk/src/riskAssessment/riskAssessment.test.ts
@@ -43,8 +43,11 @@ describe('riskAssessment', () => {
       mockedAxios.post.mockResolvedValueOnce(mockRiskResponse);
 
       const sanctions = await fetchRiskAssessment(
-        [address1, address2],
         mockedConfig,
+        [
+          { address: address1, tokenAddr: '0xtest1', amount: '100' },
+          { address: address2, tokenAddr: '0xtest2', amount: '200' },
+        ],
       );
 
       expect(sanctions[address1.toLowerCase()]).toEqual({ sanctioned: false });
@@ -60,15 +63,15 @@ describe('riskAssessment', () => {
       const address1 = '0x1234567890';
 
       const sanctions = await fetchRiskAssessment(
-        [address1],
         mockedConfig,
+        [{ address: address1, tokenAddr: 'native', amount: '100' }], // Include required fields even when disabled
       );
 
       expect(sanctions[address1.toLowerCase()]).toEqual({ sanctioned: false });
       expect(mockedAxios.post).not.toHaveBeenCalled();
     });
 
-    it('should return default risk assessment not found for address', async () => {
+    it('should return default risk assessment on empty response', async () => {
       mockRemoteConfig.mockResolvedValue({
         enabled: true,
         levels: ['severe'],
@@ -83,8 +86,8 @@ describe('riskAssessment', () => {
       mockedAxios.post.mockResolvedValueOnce(mockRiskResponse);
 
       const sanctions = await fetchRiskAssessment(
-        [address1],
         mockedConfig,
+        [{ address: address1, tokenAddr: '0xtest', amount: '100' }],
       );
 
       expect(sanctions[address1.toLowerCase()]).toEqual({ sanctioned: false });
diff --git a/packages/checkout/sdk/src/riskAssessment/riskAssessment.ts b/packages/checkout/sdk/src/riskAssessment/riskAssessment.ts
index cee58705d9..03c9ccf6d8 100644
--- a/packages/checkout/sdk/src/riskAssessment/riskAssessment.ts
+++ b/packages/checkout/sdk/src/riskAssessment/riskAssessment.ts
@@ -22,12 +22,26 @@ export type AssessmentResult = {
   };
 };
 
+// New type for v2 request items
+type SanctionsCheckV2RequestItem = {
+  address: string;
+  amount: string;
+  token_addr: string;
+};
+
+// Simplified assessment data - no redundant address info
+type AssessmentData = {
+  address: string;
+  tokenAddr: string;
+  amount: string;
+};
+
 export const fetchRiskAssessment = async (
-  addresses: string[],
   config: CheckoutConfiguration,
+  assessmentData: AssessmentData[],
 ): Promise<AssessmentResult> => {
   const result = Object.fromEntries(
-    addresses.map((address) => [address.toLowerCase(), { sanctioned: false }]),
+    assessmentData.map((data) => [data.address.toLowerCase(), { sanctioned: false }]),
   );
 
   const riskConfig = (await config.remote.getConfig('riskAssessment')) as
@@ -41,11 +55,16 @@ export const fetchRiskAssessment = async (
   try {
     const riskLevels = riskConfig?.levels.map((l) => l.toLowerCase()) ?? [];
 
+    // Prepare v2 request payload - always include token data
+    const requestPayload: SanctionsCheckV2RequestItem[] = assessmentData.map((data) => ({
+      address: data.address,
+      token_addr: data.tokenAddr,
+      amount: data.amount,
+    }));
+
     const response = await axios.post<RiskAssessment[]>(
-      `${IMMUTABLE_API_BASE_URL[config.environment]}/v1/sanctions/check`,
-      {
-        addresses,
-      },
+      `${IMMUTABLE_API_BASE_URL[config.environment]}/v2/sanctions/check`,
+      requestPayload,
     );
 
     for (const assessment of response.data) {
diff --git a/packages/checkout/sdk/src/sdk.ts b/packages/checkout/sdk/src/sdk.ts
index e290c037aa..950b1473b1 100644
--- a/packages/checkout/sdk/src/sdk.ts
+++ b/packages/checkout/sdk/src/sdk.ts
@@ -226,12 +226,15 @@ export class Checkout {
   }
 
   /**
-   * Fetches the risk assessment for the given addresses.
-   * @param {string[]} addresses - The addresses to assess.
+   * Fetches risk assessment for the given assessment data.
+   * @param {Array<{address: string; tokenAddr: string; amount: string}>} assessmentData
+   *   Assessment data with addresses and required token context.
    * @returns {Promise<AssessmentResult>} - A promise that resolves to the risk assessment result.
    */
-  public async getRiskAssessment(addresses: string[]): Promise<AssessmentResult> {
-    return await fetchRiskAssessment(addresses, this.config);
+  public async getRiskAssessment(
+    assessmentData: Array<{ address: string; tokenAddr: string; amount: string }>,
+  ): Promise<AssessmentResult> {
+    return await fetchRiskAssessment(this.config, assessmentData);
   }
 
   /**
diff --git a/packages/checkout/widgets-lib/src/functions/checkSanctionedAddresses.ts b/packages/checkout/widgets-lib/src/functions/checkSanctionedAddresses.ts
index 598e305e33..315f74a0b5 100644
--- a/packages/checkout/widgets-lib/src/functions/checkSanctionedAddresses.ts
+++ b/packages/checkout/widgets-lib/src/functions/checkSanctionedAddresses.ts
@@ -5,9 +5,9 @@ import {
 } from '@imtbl/checkout-sdk';
 
 export const checkSanctionedAddresses = async (
-  addresses: string[],
   config: CheckoutConfiguration,
+  assessmentData: Array<{ address: string; tokenAddr: string; amount: string }>,
 ): Promise<boolean> => {
-  const result = await fetchRiskAssessment(addresses, config);
+  const result = await fetchRiskAssessment(config, assessmentData);
   return isAddressSanctioned(result, undefined);
 };
diff --git a/packages/checkout/widgets-lib/src/widgets/add-tokens/views/AddTokens.tsx b/packages/checkout/widgets-lib/src/widgets/add-tokens/views/AddTokens.tsx
index d075b0bd24..6a71a64468 100644
--- a/packages/checkout/widgets-lib/src/widgets/add-tokens/views/AddTokens.tsx
+++ b/packages/checkout/widgets-lib/src/widgets/add-tokens/views/AddTokens.tsx
@@ -423,10 +423,18 @@ export function AddTokens({
   }, [checkout, id]);
 
   const sendRequestOnRampEvent = async () => {
-    if (
-      toAddress
-      && (await checkSanctionedAddresses([toAddress], checkout.config))
-    ) {
+    // Only check sanctions if we have meaningful data
+    const shouldCheckSanctions = toAddress && selectedToken?.address && selectedAmount;
+    const isSanctioned = shouldCheckSanctions && await checkSanctionedAddresses(
+      checkout.config,
+      [{
+        address: toAddress,
+        tokenAddr: selectedToken.address!,
+        amount: selectedAmount,
+      }],
+    );
+
+    if (isSanctioned) {
       viewDispatch({
         payload: {
           type: ViewActions.UPDATE_VIEW,
@@ -496,14 +504,25 @@ export function AddTokens({
   const handleReviewClick = async () => {
     if (!selectedRouteData || !selectedToken?.address) return;
 
-    if (
-      fromAddress
-      && toAddress
-      && (await checkSanctionedAddresses(
-        [fromAddress, toAddress],
-        checkout.config,
-      ))
-    ) {
+    // Only check sanctions if we have meaningful amount data
+    const shouldCheckSanctions = selectedAmount && fromAddress && toAddress;
+    const isSanctioned = shouldCheckSanctions && await checkSanctionedAddresses(
+      checkout.config,
+      [
+        {
+          address: fromAddress,
+          tokenAddr: selectedToken.address,
+          amount: selectedAmount,
+        },
+        {
+          address: toAddress,
+          tokenAddr: selectedToken.address,
+          amount: selectedAmount,
+        },
+      ],
+    );
+
+    if (isSanctioned) {
       viewDispatch({
         payload: {
           type: ViewActions.UPDATE_VIEW,
diff --git a/packages/checkout/widgets-lib/src/widgets/bridge/components/BridgeForm.tsx b/packages/checkout/widgets-lib/src/widgets/bridge/components/BridgeForm.tsx
index 510e7e10f4..70b2e3fcf6 100644
--- a/packages/checkout/widgets-lib/src/widgets/bridge/components/BridgeForm.tsx
+++ b/packages/checkout/widgets-lib/src/widgets/bridge/components/BridgeForm.tsx
@@ -178,17 +178,27 @@ export function BridgeForm(props: BridgeFormProps) {
   );
 
   useEffect(() => {
-    if (!checkout || !from || !to) {
+    // Only run risk assessment when we have meaningful token and amount selection
+    if (!checkout || !from || !to || !formToken?.token.address || !formAmount) {
       return;
     }
 
     (async () => {
-      const addresses = [from.walletAddress];
-      if (to.walletAddress.toLowerCase() !== from.walletAddress.toLowerCase()) {
-        addresses.push(to.walletAddress);
-      }
+      // We have meaningful token data - call enhanced risk assessment
+      const assessmentData = [
+        {
+          address: from.walletAddress,
+          tokenAddr: formToken.token.address as string,
+          amount: formAmount as string,
+        },
+        ...(to.walletAddress.toLowerCase() !== from.walletAddress.toLowerCase() ? [{
+          address: to.walletAddress,
+          tokenAddr: formToken.token.address as string,
+          amount: formAmount as string,
+        }] : []),
+      ];
 
-      const assessment = await fetchRiskAssessment(addresses, checkout.config);
+      const assessment = await fetchRiskAssessment(checkout.config, assessmentData);
       bridgeDispatch({
         payload: {
           type: BridgeActions.SET_RISK_ASSESSMENT,
@@ -196,7 +206,7 @@ export function BridgeForm(props: BridgeFormProps) {
         },
       });
     })();
-  }, [checkout, from, to]);
+  }, [checkout, from, to, formToken, formAmount]);
 
   const canFetchEstimates = (silently: boolean): boolean => {
     if (Number.isNaN(parseFloat(formAmount))) return false;
diff --git a/packages/checkout/widgets-lib/src/widgets/on-ramp/views/OnRampMain.tsx b/packages/checkout/widgets-lib/src/widgets/on-ramp/views/OnRampMain.tsx
index 7d30a41dee..a9dddb2d1f 100644
--- a/packages/checkout/widgets-lib/src/widgets/on-ramp/views/OnRampMain.tsx
+++ b/packages/checkout/widgets-lib/src/widgets/on-ramp/views/OnRampMain.tsx
@@ -224,14 +224,22 @@ export function OnRampMain({
   };
 
   useEffect(() => {
-    if (!checkout || !provider) return;
+    // Only run risk assessment when we have meaningful token and amount data
+    if (!checkout || !provider || !tokenAddress || !tokenAmount) return;
 
     let userWalletAddress = '';
 
     (async () => {
       const walletAddress = await (await provider.getSigner()).getAddress();
 
-      const assessment = await fetchRiskAssessment([walletAddress], checkout.config);
+      // We have meaningful token data - call enhanced risk assessment
+      const assessmentData = [{
+        address: walletAddress,
+        tokenAddr: tokenAddress,
+        amount: tokenAmount,
+      }];
+
+      const assessment = await fetchRiskAssessment(checkout.config, assessmentData);
 
       if (isAddressSanctioned(assessment)) {
         viewDispatch({
diff --git a/packages/checkout/widgets-lib/src/widgets/sale/context/SaleContextProvider.tsx b/packages/checkout/widgets-lib/src/widgets/sale/context/SaleContextProvider.tsx
index 0e934136f6..2485c09204 100644
--- a/packages/checkout/widgets-lib/src/widgets/sale/context/SaleContextProvider.tsx
+++ b/packages/checkout/widgets-lib/src/widgets/sale/context/SaleContextProvider.tsx
@@ -246,7 +246,8 @@ export function SaleContextProvider(props: {
   }, [provider]);
 
   useEffect(() => {
-    if (!checkout || riskAssessment) {
+    // Only run risk assessment when we have meaningful token selection
+    if (!checkout || riskAssessment || !selectedCurrency) {
       return;
     }
 
@@ -257,10 +258,17 @@ export function SaleContextProvider(props: {
         return;
       }
 
-      const assessment = await fetchRiskAssessment([address], checkout.config);
+      // We have meaningful token data - call enhanced risk assessment
+      const assessmentData = [{
+        address,
+        tokenAddr: selectedCurrency.address,
+        amount: orderQuote.totalAmount[selectedCurrency.name].amount.toString(),
+      }];
+
+      const assessment = await fetchRiskAssessment(checkout.config, assessmentData);
       setRiskAssessment(assessment);
     })();
-  }, [checkout, provider]);
+  }, [checkout, provider, selectedCurrency, orderQuote]);
 
   const {
     sign: signOrder,
diff --git a/packages/checkout/widgets-lib/src/widgets/swap/SwapWidget.tsx b/packages/checkout/widgets-lib/src/widgets/swap/SwapWidget.tsx
index 5555bf1a06..3951553dbb 100644
--- a/packages/checkout/widgets-lib/src/widgets/swap/SwapWidget.tsx
+++ b/packages/checkout/widgets-lib/src/widgets/swap/SwapWidget.tsx
@@ -194,7 +194,8 @@ export default function SwapWidget({
   }, [checkout, provider]);
 
   useEffect(() => {
-    if (!checkout || swapState.riskAssessment) {
+    // Only run risk assessment when we have meaningful token and amount data
+    if (!checkout || swapState.riskAssessment || !fromTokenAddress || !amount) {
       return;
     }
 
@@ -205,7 +206,14 @@ export default function SwapWidget({
         return;
       }
 
-      const assessment = await fetchRiskAssessment([address], checkout.config);
+      // We have meaningful token data - call enhanced risk assessment
+      const assessmentData = [{
+        address,
+        tokenAddr: fromTokenAddress,
+        amount,
+      }];
+
+      const assessment = await fetchRiskAssessment(checkout.config, assessmentData);
       swapDispatch({
         payload: {
           type: SwapActions.SET_RISK_ASSESSMENT,
@@ -213,7 +221,7 @@ export default function SwapWidget({
         },
       });
     })();
-  }, [checkout, provider]);
+  }, [checkout, provider, fromTokenAddress, amount]);
 
   useEffect(() => {
     swapDispatch({