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Use BDK events in update_payment_store instead of scanning all transactions
Replace the full transaction list scan in `update_payment_store` with
handling of BDK's `WalletEvent` stream during sync. This leverages the
new events in BDK 2.2, reduces redundant work, and prepares the
foundation for reliable RBF/CPFP tracking via `WalletEvent::TxReplaced`.
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