diff --git a/frame/balances/src/lib.rs b/frame/balances/src/lib.rs
index cfbbde4..6a321cd 100644
--- a/frame/balances/src/lib.rs
+++ b/frame/balances/src/lib.rs
@@ -1390,6 +1390,12 @@ impl<T: Config<I>, I: 'static> Currency<T::AccountId> for Pallet<T, I> where
 		if amount.is_zero() { return Ok(()) }
 		let min_balance = Self::account(who).frozen(reasons.into());
 		ensure!(new_balance >= min_balance, Error::<T, I>::LiquidityRestrictions);
+
+		// SBP M2 review: You may want to extract this logic in a custom CurrencyAdapter
+		// (to be used on the Transaction Payment pallet's OnChargeTransaction param)
+		// This would be implemented in the withdraw_fee function, accessing state from
+		// a custom pallet (e.g. account_limits), before calling the Currency withdraw function.
+		// This would obviate the need for maintaining a local fork of the FRAME balances pallet ;)
 		match reasons {
 			WithdrawReasons::TRANSFER => {
 				if amount.is_zero() { return Ok(()) }
diff --git a/pallets/validator-set/src/lib.rs b/pallets/validator-set/src/lib.rs
index d514804..ff945a1 100644
--- a/pallets/validator-set/src/lib.rs
+++ b/pallets/validator-set/src/lib.rs
@@ -8,6 +8,12 @@
 
 #![cfg_attr(not(feature = "std"), no_std)]
 
+// SBP M2 review: Just want to emphasize that this pallet is an example of an approach
+// for handling a dynamic validator set, but this has not gone through the same thorough
+// quality review process that the FRAME library has.
+// As stated in the README: this code not audited and reviewed for production use cases.
+// You can expect bugs and security vulnerabilities. Do not use it as-is in real applications.
+
 use sp_std::prelude::*;
 use frame_support::{
 	StorageValue,
diff --git a/runtime/src/lib.rs b/runtime/src/lib.rs
index 5f52bdd..33a5cda 100644
--- a/runtime/src/lib.rs
+++ b/runtime/src/lib.rs
@@ -51,7 +51,7 @@ pub use frame_support::{
 	ConsensusEngineId,
 };
 use pallet_evm::{
-	Account as EVMAccount, FeeCalculator, HashedAddressMapping,
+	Account as EVMAccount, FeeCalculator,
 	EnsureAddressTruncated, Runner,
 };
 use fp_rpc::{TransactionStatus};
@@ -367,6 +367,34 @@ impl FeeCalculator for FixedGasPrice {
 	}
 }
 
+pub struct LookupAddressMapping<T>(sp_std::marker::PhantomData<T>);
+
+impl<T: pallet_account_service::Config> pallet_evm::AddressMapping<AccountId32> for LookupAddressMapping<T>
+where
+    AccountId32: Clone + From<<T as frame_system::Config>::AccountId>,
+{
+    fn into_account_id(address: H160) -> AccountId32 {
+		// SBP M2: would be best to have an option to match on Some | None
+        let account = pallet_account_service::Module::<T>::from_ethereum(
+            &AccountServiceEnum::Ethereum(address.to_fixed_bytes()),
+        )
+        .into();
+        let account_id = if account == AccountId32::new([0u8; 32]) {
+			// SBP M2: is this case for L2 address that haven't been bound to an L1 address ?
+			// What's the rationale for _not_ using a hash here ?
+			// Maybe you could just fallback to the evm pallet's HashedAddressMapping.
+            let mut data = [0u8; 32];
+            data[0..4].copy_from_slice(b"evm:");
+            data[4..24].copy_from_slice(&address[..]);
+            // let hash = H::hash(&data);
+            AccountId32::new(data)
+        } else {
+            account
+        };
+        account_id
+    }
+}
+
 parameter_types! {
 	pub const ChainId: u64 = 1140;
 }
@@ -376,7 +404,7 @@ impl pallet_evm::Config for Runtime {
 	type GasWeightMapping = ();
 	type CallOrigin = EnsureAddressTruncated;
 	type WithdrawOrigin = EnsureAddressTruncated;
-	type AddressMapping = HashedAddressMapping<Self>;
+	type AddressMapping = LookupAddressMapping<Self>;
 	type Currency = Balances;
 	type Event = Event;
 	type Runner = pallet_evm::runner::stack::Runner<Self>;