diff --git a/src/proxy.test.ts b/src/proxy.test.ts
index 46b46e5..8e88a83 100644
--- a/src/proxy.test.ts
+++ b/src/proxy.test.ts
@@ -52,6 +52,19 @@ describe('presentedCredential', () => {
     expect(presentedCredential(headersOf({ 'x-api-key': 'sk_live_xyz' }))).toBe('sk_live_xyz');
   });
 
+  it('reads the wallet extension\'s Wallet scheme, not just Bearer', () => {
+    // packages/extension/src/core/api.ts signs with this exact shape.
+    expect(
+      presentedCredential(headersOf({ authorization: 'Wallet wid-1:sig-abc:1234567890' }))
+    ).toBe('wid-1:sig-abc:1234567890');
+  });
+
+  it('distinguishes two wallets using the same scheme', () => {
+    const a = presentedCredential(headersOf({ authorization: 'Wallet wid-1:sig:1' }));
+    const b = presentedCredential(headersOf({ authorization: 'Wallet wid-2:sig:1' }));
+    expect(a).not.toBe(b);
+  });
+
   it('is null when no credential is presented', () => {
     expect(presentedCredential(headersOf({}))).toBeNull();
   });
@@ -77,6 +90,15 @@ describe('proxy rate limiting', () => {
     expect(allowed).toBe(200);
   });
 
+  // The extension uses the `Wallet` scheme; a batch spends two API calls per
+  // payment, so treating it as anonymous capped a payout at ~30 payments.
+  it('gives the wallet extension the credentialed budget', () => {
+    const allowed = countUntilLimited('/api/web-wallet/w1/broadcast', '10.1.0.6', 200, {
+      authorization: 'Wallet wid-1:sig-abc:1234567890',
+    });
+    expect(allowed).toBe(200);
+  });
+
   it('budgets each API key separately from the same host', () => {
     const headersA = { authorization: 'Bearer sk_live_a' };
     const headersB = { authorization: 'Bearer sk_live_b' };
diff --git a/src/proxy.ts b/src/proxy.ts
index 33d9fdf..ee492da 100644
--- a/src/proxy.ts
+++ b/src/proxy.ts
@@ -118,8 +118,13 @@ export function presentedCredential(
 ): string | null {
   const authorization = headers.get('authorization');
   if (authorization) {
-    const match = /^bearer\s+(\S+)/i.exec(authorization.trim());
-    if (match) return match[1];
+    // Any auth scheme, not just Bearer. The wallet extension signs with
+    // `Authorization: Wallet <walletId>:<signature>:<timestamp>` (see
+    // packages/extension/src/core/api.ts), and matching Bearer alone dropped it
+    // into the anonymous per-IP bucket — which a bulk payout exhausts in
+    // seconds, since every payment costs a prepare-tx plus a broadcast.
+    const match = /^(\S+)\s+(\S+)/.exec(authorization.trim());
+    if (match) return match[2];
   }
   const apiKey = headers.get('x-api-key')?.trim();
   return apiKey ? apiKey : null;