diff --git a/apps/agentic-chat/src/components/tools/useSwapExecution.tsx b/apps/agentic-chat/src/components/tools/useSwapExecution.tsx
index 5c60632a..446a883d 100644
--- a/apps/agentic-chat/src/components/tools/useSwapExecution.tsx
+++ b/apps/agentic-chat/src/components/tools/useSwapExecution.tsx
@@ -13,7 +13,8 @@ import { switchNetworkStep } from '@/lib/steps/switchNetworkStep'
 import type { StepStatus } from '@/lib/stepUtils'
 import { withWalletLock } from '@/lib/walletMutex'
 import type { SolanaWalletSigner } from '@/utils/chains/types'
-import { executeApproval, executeSwap } from '@/utils/swapExecutor'
+import { ensureAllowance } from '@/utils/ensureAllowance'
+import { executeSwap } from '@/utils/swapExecutor'
 import { waitForConfirmedReceipt } from '@/utils/waitForConfirmedReceipt'
 
 export const SWAP_STEPS = { QUOTE: 0, NETWORK: 1, APPROVE: 2, SWAP: 3 } as const
@@ -44,7 +45,7 @@ export const useSwapExecution = (
   useExecuteOnce(ctx, swapData, async (data, ctx) => {
     await withWalletLock(async () => {
       try {
-        const { needsApproval, approvalTx, swapTx } = data
+        const { swapTx } = data
 
         if (!swapTx?.from) throw new Error('Invalid swap output: missing swapTx.from')
         if (!swapTx?.chainId) throw new Error('Invalid swap output: missing swapTx.chainId')
@@ -76,12 +77,20 @@ export const useSwapExecution = (
         // Step 1: Network switch
         await switchNetworkStep(ctx, sellAssetChainId)
 
-        // Step 2: Approve (skip if not needed)
-        if (needsApproval && approvalTx) {
-          ctx.setSubstatus('Requesting approval signature...')
-          const approvalTxHash = await executeApproval(approvalTx, { solanaSigner })
-          ctx.setMeta({ approvalTxHash })
+        // Step 2: Approve — re-check on-chain allowance to handle parallel swaps
+        ctx.setSubstatus('Checking allowance...')
+        const approvalTxHash = await ensureAllowance({
+          sellAssetId: data.swapData.sellAsset.assetId,
+          sellAssetChainId: sellAssetChainId,
+          sellAssetPrecision: data.swapData.sellAsset.precision,
+          approvalTarget: data.swapData.approvalTarget,
+          sellAmountCryptoPrecision: data.swapData.sellAmountCryptoPrecision,
+          sellAccount: data.swapData.sellAccount,
+          solanaSigner,
+        })
 
+        if (approvalTxHash) {
+          ctx.setMeta({ approvalTxHash })
           if (chainNamespace === CHAIN_NAMESPACE.Evm) {
             ctx.setSubstatus('Waiting for confirmation...')
             await waitForConfirmedReceipt(Number(chainReference), approvalTxHash as `0x${string}`)
diff --git a/apps/agentic-chat/src/utils/ensureAllowance.ts b/apps/agentic-chat/src/utils/ensureAllowance.ts
new file mode 100644
index 00000000..3297c707
--- /dev/null
+++ b/apps/agentic-chat/src/utils/ensureAllowance.ts
@@ -0,0 +1,71 @@
+import { ASSET_NAMESPACE, fromAssetId, fromChainId } from '@shapeshiftoss/caip'
+import { toBaseUnit } from '@shapeshiftoss/utils'
+import { getPublicClient } from '@wagmi/core'
+import { erc20Abi, encodeFunctionData } from 'viem'
+
+import { wagmiConfig } from '@/lib/wagmi-config'
+import type { SolanaWalletSigner } from '@/utils/chains/types'
+import { executeApproval } from '@/utils/swapExecutor'
+
+interface EnsureAllowanceParams {
+  sellAssetId: string
+  sellAssetChainId: string
+  sellAssetPrecision: number
+  approvalTarget: string
+  sellAmountCryptoPrecision: string
+  sellAccount: string
+  solanaSigner?: SolanaWalletSigner
+}
+
+// Re-checks on-chain allowance and executes approval if needed.
+// Returns the approval tx hash if an approval was sent, undefined otherwise.
+export async function ensureAllowance(params: EnsureAllowanceParams): Promise<string | undefined> {
+  const {
+    sellAssetId,
+    sellAssetChainId,
+    sellAssetPrecision,
+    approvalTarget,
+    sellAmountCryptoPrecision,
+    sellAccount,
+    solanaSigner,
+  } = params
+
+  const { assetNamespace, assetReference } = fromAssetId(sellAssetId)
+
+  // Native assets (slip44) don't need approval
+  if (assetNamespace !== ASSET_NAMESPACE.erc20) return undefined
+
+  const tokenAddress = assetReference as `0x${string}`
+  const { chainReference } = fromChainId(sellAssetChainId)
+  const chainId = Number(chainReference)
+
+  const publicClient = getPublicClient(wagmiConfig, { chainId })
+  if (!publicClient) throw new Error(`No public client for chain ${chainId}`)
+
+  const requiredAmount = BigInt(toBaseUnit(sellAmountCryptoPrecision, sellAssetPrecision))
+
+  const currentAllowance = await publicClient.readContract({
+    address: tokenAddress,
+    abi: erc20Abi,
+    functionName: 'allowance',
+    args: [sellAccount as `0x${string}`, approvalTarget as `0x${string}`],
+  })
+
+  if (currentAllowance >= requiredAmount) return undefined
+
+  const approveData = encodeFunctionData({
+    abi: erc20Abi,
+    functionName: 'approve',
+    args: [approvalTarget as `0x${string}`, requiredAmount],
+  })
+
+  const approvalTx = {
+    chainId: sellAssetChainId,
+    data: approveData,
+    from: sellAccount,
+    to: tokenAddress,
+    value: '0',
+  }
+
+  return executeApproval(approvalTx, { solanaSigner })
+}