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DOC-794/idd-initiate-an-internal-direct-debit-transaction (#378)
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docs/topics/merchants/online/idd/guide-initiate.mdx

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1. Confirm you have a project access token or, if you're an account member, a user access token with `CanManageAccountMembership` permissions.
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1. Call the `initiateMerchantPaymentCollection` mutation.
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1. Include the amount `value` and `currency`.
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1. Choose `internalDirectDebit` (line 5), and add the payment mandate ID (line 6) from the [declare a payment mandate](./guide-declare.mdx) guide.
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1. Choose `internalDirectDebit` (line 5), and add the payment mandate ID (line 6) that was declared on the creditor's account using the [declare a payment mandate](./guide-declare.mdx) guide.
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1. Add validations and rejections that are helpful for you, as well as optional information such as a `reference` for your internal use.
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## Mutation {#mutation}

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