feat(payouts): add payout history dashboard with status tracking and …

[1sraeliteX]

Closes #74

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feat: Single Payout Creation Form with Dynamic Recipient Types (#74)
Summary
This PR implements a production-grade single payout creation form integrated into the dashboard. Users can now send money to individual recipients with support for multiple destination types, live fee estimation, and a confirmation flow.

Changes Made
New Components:

NewPayoutButton - Entry point button triggering the payout drawer
PayoutDrawer - Slide-in container using existing Sheet component
PayoutForm - Main form handling state, validation, and confirmation flow
DestinationTypeFields - Dynamic form fields for each destination type
FeeEstimatePanel - Live fee estimation display with loading/error states
ConfirmationModal - Final review step before submission
New Hooks:

useCreatePayout - API integration for POST /v1/payouts
useFeeEstimate - Live fee calculation with client-side fallback
useCurrencyConversion - Currency conversion with exchange rates
useRecipients - Saved recipient management and search
New Schemas:

payout.schema.ts - Zod validation with discriminated unions for all destination types
Tests:

Comprehensive test coverage for all components
Unit tests for form validation, dynamic fields, and confirmation flow
Features
✅ Dynamic recipient form with 4 destination types (Stellar, Bank Account, Mobile Money, Crypto Wallet)
✅ State preservation when switching destination types
✅ Live fee estimation with non-blocking updates
✅ Amount/currency system with live conversion display
✅ Recipient saving via existing API
✅ Confirmation step with full payout summary
✅ Zod validation for all fields
✅ Responsive design (mobile/tablet/desktop)
✅ Uses existing @useroutr/ui components - no new libraries introduced
API Integration
POST /v1/payouts with idempotency key support
GET /v1/fees/estimate with fallback calculations
GET /v1/currency/convert with exchange rates
GET/POST /v1/recipients for saved recipients
Screenshots
[To be added by reviewer]

[1sraeliteX]

@maintainer Please review and merge this PR when ready. Happy to address any feedback!

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[0xdevcollins]

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