Associated Risk Engine

Commercial Insurance Risk Assessment & Carrier Comparison Platform

An AI-powered risk scoring tool built for the insurance industry. Features multi-dimensional risk analysis, Monte Carlo premium simulation, coverage gap assessment, carrier matching, and regulatory compliance flagging — tailored to Associated Insurance & Risk Management Advisors' business lines and carrier partnerships.

Features

• 12 Industry Verticals with 60 sub-classifications
• 14 Coverage Lines with priority scoring and premium estimation
• 12 Carrier Partners with match scoring by industry fit, coverage alignment, and financial strength
• Monte Carlo Premium Simulation (1,000 scenarios) with percentile ranges
• 5-Year Loss Ratio Projection with premium forecasting
• 50-State Regulatory Data including WC modifiers and complexity scores
• Compliance Flagging Engine (DOT/FMCSA, HIPAA, ACA, state-specific)
• Risk Mitigation Action Plan with ROI estimates

Tech Stack

• React 18 + Vite
• Deployed on Vercel

Getting Started

npm install
npm run dev

Author

Parth Shah — MS Finance, UT Dallas
Python · ML · Financial Modeling · Risk Analytics