PayWise Automate Your Financial Freedom PayWise is a personal finance web application designed to simplify and automate your financial management. It is a comprehensive bill payment solution that gives users complete control over their financial commitments, ensuring bills are paid on time, every time.

Built with the MERN Stack, PayWise stands out with its innovative TRS (Tokenised Reward System) feature for bill payments, rewarding users for staying financially disciplined. This system paves the way for the integration of blockchain technology and cryptocurrencies, enhancing seamless, transparent, and secure payments in the future.

🚀 Features ✅ Automated bill payments

✅ Tokenised reward system (TRS)

✅ Peer-to-peer transfers

✅ Wallet system with deposits and withdrawals

✅ Direct debit payments

✅ Modern, responsive UI/UX

✅ Secure authentication

✅ Admin dashboard with analytics and role-based access

✅ Notifications and in-app messaging

✅ Future-ready for blockchain and crypto integration

🛠️ Technologies Used Frontend: React.js, Tailwind CSS, Axios, React Router

Backend: Node.js, Express.js, MongoDB, Mongoose

Authentication: JWT, Firebase.

Payments: Flutterwave

Cloud Storage: Cloudinary

Others: Chart.js / Recharts (analytics)