CredWise - Bank Loan Management System

CredWise is a comprehensive, web-based application designed to streamline the entire loan management lifecycle for banking institutions. Built with ASP.NET 8 and following the MVC architecture, this system provides a robust and user-friendly solution for managing loan applications, approvals, disbursements, and repayments.

---

✨ Core Features

The system is built upon a modular architecture, ensuring it is both scalable and easy to maintain.

• 👤 Customer Management: Securely handles customer registration, profile management, and KYC (Know Your Customer) verification.
• 🏦 Loan Product Management: Allows bank administrators to create, define, and manage various loan products (e.g., Personal, Home, Vehicle), including their interest rates, tenures, and eligibility criteria.
• 📄 Loan Application & Approval: Provides a seamless workflow for customers to apply for loans online and for administrators to review and process these applications (approve/reject) efficiently.
• 💳 Repayment Management: Automates the generation of repayment schedules, tracks payments made, and calculates outstanding balances to ensure timely compliance and reduce manual errors.
• 📊 Reporting & Auditing: Generates insightful reports on loan statistics, repayment statuses, and customer portfolios, offering transparent oversight for administrative and auditing purposes.

---

🛠️ Tech Stack & Tools

This project was built using a modern and robust technology stack:

• Backend: ASP.NET 8 Core MVC
• Frontend: HTML5, CSS3, JavaScript (ES6+), jQuery, Bootstrap 5
• Database: Microsoft SQL Server (can be adapted for MySQL)
• Architecture: Model-View-Controller (MVC)
• Development IDE: Visual Studio
• Version Control: Git & GitHub

---

🚀 Getting Started

Follow these instructions to set up and run the project on your local machine for development and testing purposes.

Prerequisites

Make sure you have the following software installed on your machine:

• .NET 8 SDK
• Visual Studio (with ASP.NET and web development workload)
• SQL Server Express or another SQL Server instance.

Local Deployment Steps

1. Clone the Repository

   git clone https://github.com/abhithgowda/CredWise.git
   cd CredWise

2. Configure the Database

   • Open the project in Visual Studio.
   • Navigate to the appsettings.json file.
   • Update the ConnectionString to point to your local SQL Server instance.
   • Run the database schema scripts provided below in SQL Server Management Studio (SSMS) or your preferred database tool to create the necessary tables.

3. Build and Run the Application

   • Use Visual Studio to build the solution (Build > Build Solution). This will restore all necessary NuGet packages.
   • Run the application by pressing F5 or clicking the "Start" button.
   • The application will launch in your default web browser, typically on a port like http://localhost:5000.