ecfr update: 2025-01-14

ecfr/1022.txt

@@ -11,6 +11,8 @@
 §1022.2 Examples.
 The examples in this part are not exclusive. Compliance with an example, to the extent applicable, constitutes compliance with this part. Examples in a paragraph illustrate only the issue described in the paragraph and do not illustrate any other issue that may arise in this part.
 §1022.3 Definitions.
+Cross Reference
+Link to an amendment published at 90 FR 3372, Jan. 14, 2025.
 For purposes of this part, unless explicitly stated otherwise:
 (a) Act means the FCRA (15 U.S.C. 1681 et seq.).
 (b) Affiliate means any company that is related by common ownership or common corporate control with another company. For example, an affiliate of a Federal credit union is a credit union service corporation, as provided in 12 CFR part 712, that is controlled by the Federal credit union.
@@ -259,6 +261,8 @@ For purposes of this part, unless explicitly stated otherwise:
 (2) Combination with annual privacy notice. If you provide an annual privacy notice under the Gramm-Leach-Bliley Act, 15 U.S.C. 6801 et seq., providing a renewal notice with the last annual privacy notice provided to the consumer before expiration of the opt-out period is a reasonable period of time before expiration of the opt-out in all cases.
 (d) No effect on opt-out period. An opt-out period may not be shortened by sending a renewal notice to the consumer before expiration of the opt-out period, even if the consumer does not renew the opt out.
 §1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.
+Cross Reference
+Link to an amendment published at 90 FR 3372, Jan. 14, 2025.
 (a) Scope. This section applies to any person that participates as a creditor in a transaction, except for a person excluded from coverage of this part by section 1029 of the Consumer Financial Protection Act of 2010, title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law 111-203, 124 Stat. 137.
 (b) General prohibition on obtaining or using medical information-
 (1) In general. A creditor may not obtain or use medical information pertaining to a consumer in connection with any determination of the consumer's eligibility, or continued eligibility, for credit, except as provided in this section.
@@ -338,6 +342,11 @@ For purposes of this part, unless explicitly stated otherwise:
 (4) For any purpose described in section 502(e) of the Gramm-Leach-Bliley Act;
 (5) In connection with a determination of the consumer's eligibility, or continued eligibility, for credit consistent with §1022.30 of this part; or
 (6) As otherwise permitted by order of the Bureau.
+§§1022.33-1022.37 [Reserved]
+Cross ReferenceLink to an amendment published at 90 FR 3373, Jan. 14, 2025.
+§1022.38 xxx
+Cross Reference
+Link to an amendment published at 90 FR 3373, Jan. 14, 2025.
 §1022.40 Scope.
 Subpart E of this part applies to any person that furnishes information to a consumer reporting agency, except for a person excluded from coverage of this part by section 1029 of the Consumer Financial Protection Act of 2010, title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law 111-203, 124 Stat. 1376.
 §1022.41 Definitions.