FinGuard (Sri Lanka) - finguard-slSmart Financial Risk, Wealth Management & Automated P2P Bridge🚀 OverviewFinGuard is a comprehensive fintech platform designed specifically for the Sri Lankan market. It bridges the gap between traditional local banking and global digital assets, providing first-time earners with a "Golden Triangle" management system: Health, Wealth, and Protection.It enables users to manage LKR assets, invest in tokenized global stocks via the Solana blockchain, and automate the P2P process without middleman fees.🏗️ Architecture & Core Features1. The Wealth Engine (Solana RWA Hub)Uses Solana (SPL) to manage tokenized Real World Assets (RWAs).Invest: Swap LKR-equivalent USDT for fractional shares of US Stocks/ETFs.Compounding: Real-time tracking of investments using historical market data (no random predictions).No Middleman: Direct peer-to-contract transactions with sub-cent fees.2. The LKR-P2P Bridge (Automated Escrow)Uses Solana Smart Contracts (Rust/Anchor) to secure funds, eliminating manual verification wait times.Automation: Backend detects local bank transfers via SMS/Webhook to release USDT instantly.Non-Custodial: Developer never touches user funds.3. Financial Risk & Health ScoreA dynamic scoring engine ($0-100$) based on:Debt-to-income ratio.Emergency fund adequacy (stored in SL Treasury Bonds).Insurance coverage status.🛠️ Technology StackComponentTechnologyFrontendAngular, Angular Material, Tailwind CSSBackendNode.js / NestJS (DTO Pattern, RBAC)BlockchainSolana (Rust/Anchor), Tokenized RWAsLocal BridgeAndroid SMS Listener (Kotlin), Bank APIsDatabasePostgreSQL (Optimistic Locking)📂 Project StructurePlaintextfinguard-sl/ ├── client/ # Angular Frontend (Maash-style) ├── server/ # Node.js API (Risk Engine, P2P Logic) ├── smart-contracts/ # Solana Programs (Rust/Anchor) └── README.md 🛡️ The "Golden Triangle" TheoryThis app enforces a strict philosophy:Protect (Health/Insurance): Emergency funds and insurance protect investments.Grow (Wealth/Investments): Compounding local bonds and global stocks build wealth.Thrive (Relationships): Stability in 1 & 2 leads to long-term success.